What You Should Know About Insurance Companies After A Truck Accident

When you have been involved in a truck accident, it can be difficult to know how much you can trust your insurance company. Insurance companies can be tricky to contend with, especially if you are also dealing with a trucking company's insurance company.

If you want to be protected after a truck accident, you need to know these facts about insurance companies. Here's what you need to know to continue building a strong case.

Insurance Companies Often Already Know the Answer

If an insurance company asks you a question, there is a good chance that they already know the answer to the question. They want to make sure that your answers are in line with what they already know or suspect.

This is one good example of why it is so important that you speak with a truck accident lawyer after an accident rather than rely on insurance companies to help you with the answers to these questions.

Insurance Companies May Use Your Answers However They Want

They may also use your answers against you if you take your case to court, and they could damage your case even if you do not realize it. This is why you should ask your truck accident lawyer to be present if you are asked to provide a statement for your insurance company or the truck driver's insurance company. This will allow you to avoid making a mistake in your statement.

This also applies to speaking with your own insurance company. Speak with a professional who understands the goals of the insurance company and who understands your goals as well. Your insurance company may be looking out for you but your lawyer is going to be on your side completely.

Insurance Companies May Not Pay What You Are Owed Immediately

In some cases, insurance companies know that they owe you money because of the accident caused by the truck driver or the trucking company. They simply may not pay you right away. As the company delays payment to your account, you may become more willing to accept a lower settlement offer.

Insurance Companies Know Many People Do Not Hire Lawyers

Unfortunately, many people do not hire truck accident lawyers to manage their cases. They may try to handle everything on their own, which means they could make mistakes. You should avoid speaking with either insurance company until you are able to speak with your lawyer. 

For more information, contact a law firm like Higinbotham & Higinbotham LLC.