Getting a workers' compensation claim approved is not always easy. It's the insurance company's job to differentiate between legitimate claims and fraudulent claims. They're not trying to ruin your life or harm you by turning down your claim, but if you make some mistakes when filing your claim or awaiting its approval, your claim might not appear legitimate and the insurance company might be forced to deny it. If you have a legitimate claim for workers' compensation, avoiding these mistakes will help ensure the insurance company sees it that way, too.
- Nobody plans to have a child with disabilities, and even parents who would normally consider themselves very financially secure can wind up in trouble when a child's special medical needs come to light. Doctors, treatments, therapies, and medical equipment are all expensive, and very often at least one parent loses all or part of their income when they need more time to care for their child with special needs. If this is happening to your family, you should know that there is hope.
- "Ban the Box" is an organization and a social movement concerned with getting companies to remove questions about prior criminal convictions from their applications, so people with criminal records have a fair shot at getting job interviews. Although the movement is focused on getting businesses to do this voluntarily, about 18 states and 52 cities have enacted laws aimed at scrubbing this question from applications. Here's what you need to know about this social action and how to protect your business should the city or state where you do business pass similar laws.
- Drunk driving is a serious problem in our country that must be taken seriously. It's estimated that approximately 30 people die each day in alcohol-influenced traffic accidents in the United States alone. With statistics like that, it's no surprise that police take every measure necessary to intervene--including the use of checkpoints. However, the use of these checkpoints is under serious question lately. They don't appear to be very successful--the cost of checkpoint efforts near Chicago seem to be ineffective for the cost involved.
- If you are about to get married to someone that is very wealthy and he or she wants you to sign a prenuptial agreement, you should carefully read it over before you sign. In addition, you may want to talk to a lawyer about it to get legal advice before you agree to it. If your lawyer sees certain things that might harm you in the future, he or she might suggest countering the agreement by asking for a few changes.